SiteTerms and Conditions of Use

I have taken every effort to design this website to be useful, informative, helpful and honest. Hopefully I’ve accomplished that – and would ask that you let me know if you’d like to see improvements or changes that would make it even easier for you to find the information you need and want.

All I ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using this site you automatically agree to them.


David Morgan Consultant provides this website as a service.

The materials contained on this website are provided for general information purposes only and do not constitute legal or other professional advice on any subject matter. David Morgan Consultant does not accept any responsibility for any loss which may arise from reliance on information contained on this site.

While the information contained within the site is periodically updated, no guarantee is given that the information provided in this website is correct, complete, and/or up-to-date. We do our best to keep the information up to date and correct; however, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer. The contents of this site are protected by copyright under international conventions and, apart from the permission stated, the reproduction, permanent storage, or retransmission of the contents of this site is prohibited without the prior written consent of David Morgan Consultant.

Some links within this website may lead to other websites, including those operated and maintained by third parties. David Morgan Consultant includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents. David Morgan Consultant does not in any way accept liability for information, comments, articles or advice from third party websites which are linked on this site. David Morgan Consultant does not exercise any editorial control over the information you may find at these locations.

Any claim, statistics, or other representation about a product or service recommended on this website should be verified with the manufacturer or other sources before you make any purchase.

This website and its contents are provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

The information and materials may be amended, modified or supplemented from time to time and at any time at the absolute discretion of David Morgan Consultant.

Thanks for visiting my site. I hope you’ve found some interesting and helpful information.

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David Morgan